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When is Traffic Insurance of a Newly Purchased Vehicle Taken

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When is Traffic Insurance of a Newly Purchased Vehicle Taken – When you buy a new vehicle, you must have compulsory traffic insurance. When you buy a brand new vehicle, you should take out vehicle insurance directly. However, when you buy a second-hand vehicle, you have to have traffic insurance of your vehicle within 15 days after the sales process at the notary public.

Traffic Insurance for New Vehicles

The duration and procedure of obtaining traffic insurance for a new vehicle is different for new vehicles. Compulsory traffic insurance for brand new vehicles that will be on the road for the first time is taken out by the dealership or dealership where you bought the vehicle. For this reason, after purchasing a new vehicle, you should definitely check whether traffic insurance is made or not.

When is Traffic Insurance of a Newly Purchased Vehicle Taken?

When is Traffic Insurance of a Newly Purchased Vehicle Taken

Traffic Insurance for Used Vehicles

It is the buyer’s responsibility to take out traffic insurance in the purchase of a second-hand vehicle or in any vehicle change. Therefore, when you buy a second-hand vehicle, you have 15 days to have compulsory traffic insurance. By the way, if the traffic insurance, which is obligatory to be taken out by the previous owner of the vehicle, has not expired yet, this insurance will be valid for 15 days. If your vehicle is involved in any traffic accident during this period, the costs incurred through the previous insurance will be covered. However, the traffic insurance made by the previous vehicle owner cannot be transferred to the new vehicle owner. Therefore, the current traffic insurance is canceled by the previous owner of the vehicle. After the transfer process at the notary, your traffic insurance period starts again.

Is there a penalty for not having Second-Hand Traffic Insurance?

When you buy a second-hand vehicle, you have to have traffic insurance within the 15-day period given to you. If you haven’t taken out your traffic insurance even though the 15-day period has expired, your vehicle will be temporarily banned from traffic and taken to the park. On top of that, you will be penalized for not having compulsory traffic insurance.

In order to take your vehicle out of the parking area, you must have compulsory traffic insurance. After this process, you can receive your vehicle by paying the fine and parking fee for your vehicle. You can access up-to-date information on obtaining compulsory traffic insurance through the “traffic administrative fines guide” on the main page of the Traffic Department of the General Directorate of Security.

In How Many Days Should Compulsory Traffic Insurance Be Renewed?

Compulsory traffic insurance validity period is 1 year. For this reason, you should renew the compulsory traffic insurance without waiting for the one-year period to expire. If you do not complete the renewal process even though the period has expired, your vehicle will appear as uninsured. In this way, if you come across any traffic control, your vehicle will be penalized.

On the other hand, you should not confuse the annual traffic insurance renewal procedures for the 15-day period, which is valid for obtaining traffic insurance after the transfer of the vehicle. Before the 1-year period expires, you must renew your vehicle’s compulsory traffic insurance. Otherwise, if your vehicle is involved in any traffic accident, you will have to cover the damages. In such a case, the insurance company will not be able to cover the damages.

Is There a Premium Refund for Compulsory Traffic Insurance?

You may need to sell your vehicle before the 1-year term of the compulsory traffic insurance you have taken out for your vehicle. In such a case, you can request a refund for the remaining days from the insurance company. For this process, it is sufficient to apply with your vehicle sales document and other documents requested by the insurance company. The premium valid for the remaining days is calculated by the insurance company and your money will be refunded in a short time.

You should take care to have the compulsory traffic insurance, which is very important for your life and property safety, on time. You are just one click away from examining Insurance Cini’s compulsory traffic insurance offers that offer advantageous prices for you!

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